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Interest Rates as of:
December 12, 2024


 

 


Savings & Loan Rates

The credit union offers a full range of loans and mortgages to its members. Rates are subject to change without notice. Please contact the credit union for current rates.

Demand Deposits

  Paid Rate Balance of:
Chequing      
Personal 1, Senior Package monthly 0.10 $0 - $2,999
    0.20 $3,000-$9,999
    0.30 $10,000-$24,999
    0.40 $25,000-$59,999
    0.50 $60,000+
Savings      
Daily Interest monthly 0.50  
Premium semi-annual 1.00  
Secured quarterly 0.10  
Equity annually
(7/31)
0.50  
Summer annually (6/30) 0.50  
VIP annually 0.50  
Christmas Club annually (11/30) 0.50  
Teachers Funded Leave quarterly 3.00  
TFSA Variable monthly 2.00  

 

Term Deposits

 

Paid

Rate

Short Term (min. $500)    
30 to 59 days maturity 1.750
60 to 89 days maturity 2.000
90 to 179 days maturity 2.250
180 to 364 days maturity 2.500
Long Term (min. $500)    
1 year maturity 3.400
2 year maturity 3.250
3 year maturity 3.100
4 year maturity 3.050
5 year maturity 3.000
RRSP / RRIF / TFSA    
1 year maturity 3.400
15 to 21 months maturity 3.300
2 year maturity 3.250
3 year maturity 3.100
4 year maturity 3.050
5 year maturity 3.000
RRSP / RRIF Monthly $10,000 - $20,000 1.750
  $20,000 - $40,000 1.900
  $40,000+ 2.000
RRSP & RRIF Variable Rate Deposit   0.250

 

Mortgage Loans

  6 mo. 1 year 2 year 3 year 4 year 5 year
Fixed Rate - Open 9.000 9.250 9.500      
Fixed Rate - Closed 7.840 6.500 6.250 5.100 6.250 4.740
Variable Rate As low as
5.450
         
Meritline As low as 5.450%

 

Personal Loans

Variable Loan As low as:
8.950
Personal Line of Credit As low as:
8.950

 

Vehicle Loans
(minimum. $5,000 Secured by vehicle)

New Vehicles from: 5.950
Used Vehicles from: 8.950

 

 

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Suite 1, 6435 Edwards Blvd. | Mississauga, Ontario Canada L5T 2P7 | Tel: (905) 795-1637