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Interest Rates as of:
October 29, 2026
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Savings & Loan Rates
The credit union offers a full range of loans and mortgages to its members. Rates are subject to change without notice. Please contact the credit union for current rates.
Demand Deposits
| |
Paid |
Rate |
Balance of: |
| Chequing |
|
|
|
| Personal 1, Senior Package |
monthly |
0.05 |
$0 - $2,999 |
| |
|
0.10 |
$3,000-$9,999 |
| |
|
0.20 |
$10,000-$24,999 |
| |
|
0.30 |
$25,000-$59,999 |
| |
|
0.40 |
$60,000+ |
| Savings |
|
|
|
| Daily Interest |
monthly |
0.50 |
|
| Premium |
semi-annual |
1.00 |
|
| Secured |
quarterly |
0.05 |
|
| Equity |
annually
(7/31) |
0.50 |
|
| Summer |
annually (6/30) |
0.50 |
|
| VIP |
annually |
0.50 |
|
| Christmas Club |
annually (11/30) |
0.50 |
|
| Teachers Funded Leave |
quarterly |
1.50 |
|
| TFSA Variable |
monthly |
1.50 |
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Term Deposits
| |
Paid
|
Rate
|
| Short Term (min. $500) |
|
|
| 30 to 59 days |
maturity |
1.500 |
| 60 to 89 days |
maturity |
1.850 |
| 90 to 179 days |
maturity |
2.150 |
| 180 to 364 days |
maturity |
2.250 |
| Long Term (min. $500) |
|
|
| 1 year |
maturity |
2.850 |
| 2 year |
maturity |
3.000 |
| 3 year |
maturity |
3.200 |
| 4 year |
maturity |
3.350 |
| 5 year |
maturity |
3.500 |
| RRSP / RRIF / TFSA |
|
|
| 1 year |
maturity |
2.850 |
| 15 to 21 months |
maturity |
2.850 |
| 2 year |
maturity |
3.000 |
| 3 year |
maturity |
3.200 |
| 4 year |
maturity |
3.350 |
| 5 year |
maturity |
3.500 |
| RRSP / RRIF Monthly |
$10,000 - $20,000 |
1.750 |
| |
$20,000 - $40,000 |
1.900 |
| |
$40,000+ |
2.000 |
| RRSP & RRIF Variable Rate Deposit |
|
0.250 |
Mortgage Loans
| |
6 mo. |
1 year |
2 year |
3 year |
4 year |
5 year |
| Fixed Rate - Open |
8.500 |
8.000 |
8.000 |
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| Fixed Rate - Closed |
7.250 |
5.400 |
5.200 |
4.950 |
4.990 |
5.100 |
| Variable Rate |
As low as
4.700 |
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| Meritline |
As low as 4.700% |
Personal Loans
| Variable Loan |
As low as:
8.200 |
| Personal Line of Credit |
As low as:
8.200 |
Vehicle Loans
(minimum. $5,000 Secured by vehicle)
| New Vehicles from: |
5.200 |
| Used Vehicles from: |
8.200 |
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