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Fall 2018 Newsletter.

Holiday Schedule.

Mortgage FAQs.

RRSP MAXIMIZER, Loan Application.

Credit Union Advantage. Discover It!

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Interest Rates as of:
December 10, 2018

OECU Prime Rate:
3.95%
 

 


Savings & Loan Rates

The credit union offers a full range of loans and mortgages to its members. Rates are subject to change without notice. Please contact the credit union for current rates.

Demand Deposits

  Paid Rate Balance of:
Chequing      
Personal 1, Senior Package monthly 0.00 $0 - $2,999
    0.10 $3,000-$9,999
    0.15 $10,000-$24,999
    0.20 $25,000-$59,999
    0.35 $60,000+
Savings      
Daily Interest monthly 0.10  
Premium semi-annual 0.25  
Secured quarterly 0.10  
Equity annually
(7/31)
0.25  
Summer annually (6/30) 0.25  
VIP annually 0.25  
Christmas Club annually (11/30) 0.25  
Teachers Funded Leave quarterly 2.45  
TFSA Variable monthly 1.25  

 

Term Deposits

 

Paid

Rate

Short Term (min. $500)    
30 to 59 days maturity 0.300
60 to 89 days maturity 0.500
90 to 179 days maturity 0.750
180 to 364 days maturity 1.000
Long Term (min. $500)    
1 year maturity 2.000
2 year maturity 2.100
3 year maturity 2.200
4 year maturity 2.300
5 year maturity 2.500
RRSP / RRIF / TFSA    
1 year maturity 2.000
15 to 21 months maturity 2.100
2 year maturity 2.100
3 year maturity 2.200
4 year maturity 2.300
5 year maturity 2.500
RRSP / RRIF Monthly $10,000 - $20,000 0.750
  $20,000 - $40,000 0.925
  $40,000+ 0.875
RRSP & RRIF Variable Rate Deposit   0.300

 

Mortgage Loans

  6 mo. 1 year 2 year 3 year 4 year 5 year
Fixed Rate - Open 7.000 7.000 7.000      
Fixed Rate - Closed 4.400 3.700 3.800 4.300 5.040 5.590
Variable Rate As low as
4.950
         
Meritline As low as 4.950%

 

Personal Loans

Variable Loan As low as:
6.950
Personal Line of Credit As low as:
6.950

 

Vehicle Loans
(minimum. $5,000 Secured by vehicle)

New Vehicles from: 7.200
Used Vehicles from: 8.950

 

OECU Prime Rate
3.950%

 

 

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2017 Ontario Educational Credit Union
Suite 1, 6435 Edwards Blvd. | Mississauga, Ontario Canada L5T 2P7 | Tel: (905) 795-1637