🍎 Proudly Serving Ontario Educators

Banking Built for Education's Finest

Ontario Educational Credit Union has served Ontario's educational community since 1947. All educational employees — current or retired — and their families are welcome members.

OECU member — teacher in classroom with students

A Full Suite of
Financial Services

We offer exceptional products with unparalleled personal service — compare our rates to the big banks, you'll be glad you did.

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Member Card / ATM

Access your money at thousands of no-fee ATMs across Canada through The Exchange Network — the only no-fee ATM network in Canada.

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Interac e-Transfers

Send and receive money quickly and securely to anyone with an email address or phone number in Canada.

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Payroll Deposit

Have your paycheque deposited directly — off your pay, off your mind. Start saving automatically every pay period.

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Auto & Home Insurance

Protect what matters most with competitive insurance products tailored to our members' unique needs.

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Travel Insurance

Travel with confidence. Comprehensive coverage for trips outside your province or country — peace of mind wherever you go.

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Deposit Insurance (FSRA)

Your deposits are protected by the Financial Services Regulatory Authority of Ontario — up to applicable limits per member.

Rates That Work
For Educators

We consistently offer rates that outperform the big banks — because our profits go back to our members, not shareholders.

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Personal Loan
7.99%
Starting rate*
RRSP Loan
Ask
Low educator rates
Mortgage Rate
4.45%
As low as — variable rate
Line of Credit
4.45%
As low as — Meritline

*Rates subject to change without notice. Approval based on creditworthiness. Contact a Member Service Rep for current rates.

OECU-Doug McKee Scholarships

Since 2001, OECU has proudly supported students in their post-secondary journey. Members and relatives of members are eligible.

This year, Halton-Peel CPA Ontario Association is also sponsoring students focused on accounting, economics, or the financial sector.

$215K+
Awarded since 2001
25+
Years of giving
📅 Application Deadline: March 27, 2026

Completed applications may be mailed to any OECU branch or submitted via email attachment.

Sponsored by HUB International and Halton-Peel CPA Ontario Association.

Who Can Join OECU?

All educational employees throughout Ontario — current or retired — and their families are welcome!

Teachers & school board employees
College & university staff
Retired educational employees
Family members of existing members
All locations across Ontario

The Credit Union Advantage

Unlike banks that answer to shareholders, we answer to you — our member-owners. Our focus is exceptional service, not a sales culture.

Our Board of Directors and leadership are committed to focusing on exceptional service — not high-pressure sales tactics or up-selling. You come first, always.

🏧 ATM Card Emergency? If your Membercard is lost, stolen, or compromised, call 1-877-764-3693 (Canada & US) or 905-764-3693 (International) — available 24/7. | Find a No-Fee ATM →

Our Branches

Visit us at any of our Ontario locations. Our member service representatives are ready to help.

🏢 Mississauga (Head Office) Main

Suite 1, 6435 Edwards Blvd.
Mississauga, Ontario L5T 2P7

Hours: Mon–Fri, 9:00 a.m. – 5:00 p.m.
Tel: (905) 795-1637
Fax: (905) 795-0625
Toll Free: 1-800-463-3602

🏢 Barrie Branch

Unit B8, 48 Alliance Blvd.
Barrie, ON L4M 5K3

Hours (from March 30): Mon–Fri, 9:00 a.m. – 5:00 p.m.
Open 9:00–12:30 · Closed 12:30–1:00 · Open 1:00–5:00
Tel: (705) 737-5622
Fax: (705) 737-9946
Toll Free: 1-800-292-7202

🌐 Online & NETBanking

Access your accounts anytime, anywhere in Canada and the US via our secure online banking portal.

Log in to NETBanking →
Available 24/7