What's New?

OECU Newsletter.

Holiday Schedule.

Market Conduct Code.

Mortgage FAQs.

RRSP MAXIMIZER, Loan Application.

Credit Union Advantage. Discover It!


Personal One Account  

Youth Account  

Senior Savings Account  

Savings Accounts  

Term Deposits  

The Package  

Teacher Funded Leave  

Registered Plans  

Tax Free Savings Account (TFSA)  

Service Fee Bulletin  

Safety Deposit Box  


Personal One Account

The Personal One Account was developed to meet the expressed financial needs of our membership. It is an account that gives you the convenience of chequing with the attractive interest rates you normally see only on savings accounts. For convenience and protection against overdrafts, this account can have a personal line of credit attached to it. You work hard for your money; with the Personal One Account, you can make sure your money is working for you. 

Highlights of the Personal One Account are:

  • Chequing / savings account.

  • A line of credit option.

  • Interest rate varies by minimum balance.

  • Interest is calculated on the daily balance and paid monthly.

  • Eliminates the need for transfers from account to account.

  • Package option.

  • No charge for POS (Point Of Sale).

  • Statement account; cheques are not returned

Service Charges:

  • No charges if monthly minimum balance of $3,000 or greater is maintained.

  • Account maintenance fee $1.00 per month.

  • Debit items (excluding POS) are $1.00 per item.

  • Interac and other service fees apply.


Profile | Services | Deposits | Loans | Rates | Calculators | Links | Disclaimer | Privacy | Legal | NETBanking

Top of Page

2022 Ontario Educational Credit Union
Suite 1, 6435 Edwards Blvd. | Mississauga, Ontario Canada L5T 2P7 | Tel: (905) 795-1637