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Registered Plans

A Registered Retirement Savings Plan is a government approved plan through which you save money for your retirement years. You are investing money when you can afford it during tour peak earning years to build up a comfortable retirement fund. Your contributions, within limits, are tax deductible, and the income earned is tax sheltered. You can have any number of plans. The first stage of an RRSP is to accumulate retirement savings. 

The next stage is to provide retirement income. Your accumulated savings may be invested in a variety of options to provide a Retirement Income (RIO) that can continue for life or to age 90. Only the retirement income payments are taxed each year as you receive them, thus spreading the taxation of your accumulated savings over your retirement years. 


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Suite 1, 6435 Edwards Blvd. | Mississauga, Ontario Canada L5T 2P7 | Tel: (905) 795-1637